A Study on Financial Inclusion among Tea Garden Workers at Darjeeling District, West Bengal

Authors

  • Priyanka Sharma Research Scholar (Ph.D), Department of Commerce, University of Calcutta, Kolkata, West Bengal, India
  • Amit Majumdar Principal, Maharaja Srischandra College, University of Calcutta, Kolkata, West Bengal, India

DOI:

https://doi.org/10.54741/SSJAR/6.2.2026.349

Keywords:

financial inclusion, darjeeling tea industry, government initiatives, financial literacy

Abstract

Financial Inclusion serves as a crucial catalyst for inclusive growth and socio-economic empowerment yet financial inclusion continues to be a significant challenge for most countries worldwide. The study focuses on financial inclusion among the small tea gardens in Darjeeling district. It further investigates the structural and socio-economic barriers that hinder inclusion. The paper evaluates the effectiveness of government schemes and initiatives and what is the state of financial inclusion in the selected tea garden. Furthermore the authors conclude by proposing target policy implementation and community based strategy aimed at strengthening financial inclusion of tea garden workers.

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References

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Published

30-03-2026
CITATION
DOI: 10.54741/SSJAR/6.2.2026.349
Published: 30-03-2026

How to Cite

Sharma, P., & Majumdar, A. (2026). A Study on Financial Inclusion among Tea Garden Workers at Darjeeling District, West Bengal. Social Science Journal for Advanced Research, 6(2), 94–102. https://doi.org/10.54741/SSJAR/6.2.2026.349

Issue

Vol. 6 No. 2 (2026): March Issue

Section

Articles

License

Copyright (c) 2026 Priyanka Sharma, Amit Majumdar

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Research Articles in 'Social Science Journal for Advanced Research' are Open Access articles published under the Creative Commons CC BY License Creative Commons Attribution 4.0 International License http://creativecommons.org/licenses/by/4.0/. This license allows you to share – copy and redistribute the material in any medium or format. Adapt – remix, transform, and build upon the material for any purpose, even commercially.