Micro Credit and Women Empowerment

Authors

  • Kumari Pinku Guest Assistant Professor, University Department of Rural Economics and Cooperative Management, Tilka Manjhi Bhagalpur University, Bhagalpur, Bihar, India

DOI:

https://doi.org/10.5281/zenodo.15582480

Keywords:

microcredit, empowerment, microfinance, loan size, skill development, sustainable empowerment

Abstract

This paper explores the impact of microcredit on women’s empowerment. Microcredit programs, often implemented through microfinance institutions (MFIs), aim to provide small loans to women to initiate or expand income-generating activities. The study suggests that microcredit can contribute positively to women's empowerment, outcomes vary based on contextual factors such as local culture, loan size, repayment pressure, and the presence of supportive networks. The paper concludes that microcredit is a potentially powerful tool for the poor in the insurance sector. It must be complemented by education, skill development, and broader social support mechanisms to ensure sustainable empowerment.

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References

V. N. Misra, & Anup Mitra. (1992). Growth and poverty - The urban legend. Economics and Political Weekly, 27(13), 659-665.

M.V. Nadkarni. (1976). Overpopulation and the rural poor. Economics and Political Weekly, 11(31-33), 1163-1172.

Amartya Sen. (1973). Poverty, inequality and unemployment: Some conceptual issues in measurement. Economics and Political Weekly, 8(33), 1457-1464.

Tom Easton. (2005). The hidden wealth of the poor: A survey of microfinance. London: Economist, pp. 1-12.

Government of India. (2004). Indian economic survey - 2004.

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Published

28-05-2025

How to Cite

Pinku, K. (2025). Micro Credit and Women Empowerment. Social Science Journal for Advanced Research, 5(3), 51–55. https://doi.org/10.5281/zenodo.15582480

Issue

Vol. 5 No. 3 (2025): May Issue

Section

Articles

ARK

https://n2t.net/ark:/62934/ssjar.v5i3.251

License

Copyright (c) 2025 Kumari Pinku

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

Research Articles in 'Social Science Journal for Advanced Research' are Open Access articles published under the Creative Commons CC BY License Creative Commons Attribution 4.0 International License http://creativecommons.org/licenses/by/4.0/. This license allows you to share – copy and redistribute the material in any medium or format. Adapt – remix, transform, and build upon the material for any purpose, even commercially.