Singh, Yudhvir, and Babita Rani Tyagi. “A Study on the Adoption of Digital Payments in Western UP from the Consumer’s Perspective”. Social Science Journal for Advanced Research 4, no. 5 (September 28, 2024): 97–102. Accessed November 22, 2024. https://ssjar.singhpublication.com/index.php/ojs/article/view/196.